Payments & Invoicing: Get Paid Faster, From Anywhere

Card and ACH payments, recurring billing, text-to-pay links, automated invoicing, and full payment history — integrated with your CRM.

Payment processing for small business has historically been a mess — one tool for invoices, another for card processing, another for recurring billing, another for ACH, all with different fees and dashboards. Integrated payment processing inside your CRM solves this by making payments a native part of your customer relationship.

What integrated payments lets you do

• Send invoices from the CRM that pull customer info, line items, and payment terms automatically. Customers can pay with one click.
• Take card or ACH payments. ACH is significantly cheaper for larger transactions (0.8% vs 2.9% on cards).
• Text-to-pay links. Send a customer a link via SMS that takes them straight to a secure payment page — useful for service businesses where the customer isn't physically present.
• Recurring billing for subscription services or maintenance contracts. Set it up once, the system runs charges automatically.
• Payment history for every contact, in their CRM record. See what they've paid, when, and how — without checking a separate dashboard.

Lower fees than standalone tools

Standalone payment tools (Stripe, Square, PayPal) charge 2.9% + 30¢ per transaction. Some have additional fees for ACH or recurring billing. An integrated platform can sometimes negotiate slightly lower rates because of volume, and there's no additional cost layer for "payment integration" you'd otherwise pay.

Failed payment recovery

Automated workflows catch failed payments and reach out to the customer to update their card. The system retries on a schedule. For subscription businesses, this dramatically reduces churn — most subscription churn isn't customers actively canceling, it's expired credit cards going unfixed.

PCI compliance handled

Payment card industry (PCI) compliance is a legal requirement for any business that takes card payments. With an integrated platform, the actual card data never touches your servers — it goes directly through the payment processor's tokenized vault — which keeps you out of PCI scope.

Compatible payment methods

The Amra platform integrates with Stripe for card processing, which supports all major card networks (Visa, Mastercard, American Express, Discover) plus Apple Pay, Google Pay, and ACH bank transfers.

Amra Consulting is based in Hillsborough, North Carolina, serving small businesses across the United States with AI-powered business automation.